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BUILDINGS AND CONTENTS INSURANCE

Most mortgage lenders will insist that your property has Buildings Insurance to protect their interest. It is also certainly worth considering insuring your possessions within the property especially if you own high value items.

BUILDINGS INSURANCE

Buildings insurance covers your home from damage by flood, fire, subsidence, storm or vandalism, protecting the structure of the building (the walls, roof, floors and extensions) and its fixtures (built-in wardrobes, bathroom suites and fitted kitchens). Your insurer will also repair damage caused by leaky pipes or faulty electronics, as well as criminal or accidental damage. If necessary, they’ll even foot the bill to rebuild it completely.

CONTENTS INSURANCE

Contents insurance covers the contents of your home, your prized possessions in the event of loss, damage or theft. Contents cover can also protect your belongings from events outside your control, including fires, theft, storms, floods, the movement of the ground below the property (aka subsidence) and water leaks.

Tel: 01702 201802

Your home may be repossessed if you do not keep up repayments on your mortgage. Clive Ingram Independent Financial Adviser is authorised and regulated by the Financial Conduct Authority. Clive Ingram Independent Financial Adviser is authorised and registered by the Financial Conduct Authority reference 583348 at www.fca.org.uk/register/.
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk

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